A-Life Legasi

A-Life Legasi


Specifications
Details

A-Life Legasi

Life Protection

Coverage Period

UP TO 70 & 80 YEARS OLD

Entry Age

14 DAYS - 70 YEARS OLD


WHAT IS THIS PRODUCT ABOUT

A legacy means a gift that is inherited from generations before us. For many, leaving a legacy is associated with the end but in fact, it is rather the beginning of a new and assured era. A legacy is defined by the moments shared, the decisions made and the action taken by those before us to prepare for what lies ahead. An act that leaves our loved ones better equipped to take on life’s challenges and securing the future of generations to come.

A-Life Legasi is a Family Takaful plan that ensures your loved ones are taken care of to pursue their hopes and dreams. Rewarding your milestones in life while protecting your loved ones for their future ahead. Leaving your legacy in great hands.


WHAT DOES IT PROVIDE?


UP TO 600% COVERAGE FOR ACCIDENTAL DEATH

We will pay twice the sum covered amount if you pass away due to an accident, three times the amount if the accident occurs in a public conveyance and six times the amount if you pass away due to a natural disaster.

CHOICE OF COVERAGE AND PAYMENT TERMS

You have the flexibility to choose your length of coverage and payment terms, depending on your financial commitments and aspirations for your loved ones.

BE REWARDED FOR YOUR GOOD FINANCIAL BEHAVIOUR

We will credit a percentage of your total annual contribution every 2 years into a fund called Akaun Legasi, as long as you pay your contribution up-to-date, up to 3% of you annual contribution. If you maintain to pay your contribution on time, an additional amount up to 15% of your account value in Participant's Account Fund will be payable to your Akaun Legasi. This benefit is payable from Takaful Operator fund as hibah (gift). 

COVERAGE DURING HAJJ AND UMRAH

We will pay 200% of the sum covered amount if you pass away while performing Hajj or Umrah.

ENJOY FOR YOUR LIFE ACHIEVEMENT

Celebrating a milestone can give us an amazing feeling. With Akaun Legasi feature, we will pay up to 50% of the amount in Akaun Legasi in the event you graduated from a higher learning institution, got married, had a child, bought your first house, celebrating your wedding anniversary, retired at age 60 and many others.

GET MORE REWARDS WITH AIA VITALITY

As long as you keep yourself healthy with AIA Vitality, you will enjoy an additional amount to be payable to you every year, up to 10% if your current accumulated Akaun Legasi amount. At the same time, you can enjoy additional 30% from your accumulated Akaun Legasi payable to you upon your life achievements.

SHARING YOUR LEGACY WITH THE COMMUNITY

Nothing feels better than the act of giving, especially helping those in need. With the attachment of A-Plus Infaq, we will pay an additional rider sum covered to a charitable organisation of your choice if you pass away or suffer Total and Permanent Disability.



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